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Fitzgerald, Goldman and Associates sued for divulging the details of a consumer's debt to co-workers

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Maryland based debt collection agency, Fitzgerald, Goldman and Associates Inc., is being accused of violating the federal Fair Debt Collection Practices Act (FDCPA), by discussing the details of a consumer's alleged debt with their co-workers.  (Case No. 6:13-cv-00362)

According to the FDCPA lawsuit, Fitzgerald, Goldman and Associates contacted the plaintiffs, Lyle and Carlas Douglas in an attempt to collect a debt by placing calls to their residential telephone and Carla Douglas’ place of employment.

The Douglas' claim they demanded that the harassing phone calls stop, but to no avail.   Additionally, Carlas Douglas states that during the telephone calls Fitzgerald, Goldman and Associates illegally informed her co-workers of the details of the alleged debt.

Fitzgerald, Goldman and Associates is accused of invasions of the Douglas’ personal privacy and repeated violations of the Fair Debt Collection Practices Act.

The lawsuit is seeking an award of actual damages and statutory damages, court costs, attorney’s fees, and punitive damages.

The FDCPA protects consumers from deceptive and abusive debt collection practices by third party debt collectors. A debt collector may not communicate with a consumer in connection with the collection of any debt:

(1) At any unusual time or place.  In other words, a debt collector may not call a consumer before 8:00 a.m. or after 9:00 p.m. in the  consumer's time zone, NOT the debt collectors time zone.

(2) If the debt collector knows the consumer is represented by an attorney with respect to such debt.

(3) At the consumer's place of employment if the debt collector has been informed that the consumer's employer prohibits the him or her from receiving such calls.

(4) Without the prior consent of the consumer or the express permission of a court a debt collector may not communicate the details of any debt, with any person other than a consumer or his attorney.

If you are being harassed by debt collectors in violation of the FDCPA, you may be entitled to compensation.  Please contact the California Consumer Protection Attorneys at M & F Law for a free consultation.



Category: FDCPA

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